Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services. The company operates a mobile-first financial platform that serves consumers and businesses across Latin America and other markets, offering products such as digital accounts, payment solutions, credit and prepaid cards, personal loans, insurance, and investment services. Its ecosystem is built around simple, low-cost, app-based banking that helps customers manage everyday financial activities without relying on traditional branch networks. Nu Holdings also supports merchants and broader financial inclusion through technology-driven tools for transfers, bill payments, and other transactional services. Headquartered in São Paulo, Brazil, Nu Holdings plays a significant role in the region’s fintech landscape by combining software, data, and banking products into a widely used digital financial platform.

Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services. The company operates a mobile-first financial platform that serves consumers and businesses across Latin America and other markets, offering products such as digital accounts, payment solutions, credit and prepaid cards, personal loans, insurance, and investment services. Its ecosystem is built around simple, low-cost, app-based banking that helps customers manage everyday financial activities without relying on traditional branch networks. Nu Holdings also supports merchants and broader financial inclusion through technology-driven tools for transfers, bill payments, and other transactional services. Headquartered in São Paulo, Brazil, Nu Holdings plays a significant role in the region’s fintech landscape by combining software, data, and banking products into a widely used digital financial platform.